Risk Management Services

Bermac Risk Management, LLC

Keith Badey / Dean Kermicle
7492 Shadburn Ferry Road
Cumming, GA 30041

Phone: 770.876.5807
Fax: 678.455.3139
Web: www.bermacsafety.com
Email: keithbadey [at] bellsouth.net
Email: dkermicle [at] bermacsafety.com


Drug Free Workplace Program


Livingood Lab Services, LLC

Tammy Livingood
33 Milton Walk
Cartersville, GA 30120

Phone: 770.608.7663
Web: www.labservicesllc.com
Email: livingood [at] labservicesllc.com

Georgia Drug Free Workplace

Georgia State Board of Workers Compensation
Attn: Drug Free Workplace Program
270 Peachtree Street, NW
Atlanta, GA 30303

Web: www.sbwc.georgia.gov
Email: info [at] sbwcdfwp.com


8 Steps to Control Insurance Claims

  1. Don't hire a problem - take time to find the right employee for your workplace. Use tools like employment applications, reference checks, prehire drug screens, motor vehicle driving history and background checks.
  2. Establish a safety program - develop policies, procedures and rules. Provide your employees with the necessary training, proper tools and personal protective equipment to do the job safely.
  3. Enforce safety rules - it is not enough to train employees and provide them with the propert tools. Routinely remind employees to work safely through the use of workplace audits, safety meetings, toolbox talks, annual training, etc.
  4. Provide immediate medical care - have prearranged medical facilities for your employees to go to in the event of a workplace injury. Be prepared to provide transportation for non-emergency injuries. For emergencies, call 911. Always require a post-accident drug test to be administered.
  5. Report all injuries immediately - all injuries should be reported within 24 hours of the occurence. Ongoing communication with your injured employee and the claims adjuster is extremely important.
  6. Investigate all accidents and near misses - review the accident to find out what happened and take necessary steps to make sure it does not happen again.
  7. Provide alternate duty employment - once an employee is released to return to work, regardless of what capacity, be prepared to offer alternate duty.
  8. Certificates of insurance - never allow another company to work for you unless they have provided you a valid certificate for workers' compensation insurance.